IT'S ALL ABOUT YOU
The Client Experience is Everything
Affordable Home Loans was founded with our client's best interest in mind. When you choose to work with us, you will receive more loan options, lower interest rates, faster closings with zero lender fees. Our "Client First Mindset" puts you in charge of your loan. We take the time to understand your unique loan situation and work with our Lender partners to provide you great solutions to choose from.
We know that every client is different, that is why we have developed a seamless and stress-free loan process that allows our team of loan experts to focus on building a relationship, rather than a one-time sale.
Don't take our word for it. Scroll down for a glimpse of what our past clients have to say.
RECENT TESTIMONIALS
The Reason We Do What We Do
‘’Maykel is a very down-to-earth, straight forward person that keeps his fingers on the pulse of the market. His advice is rock solid, and he'd give you the shirt off his back. Not only did I meet a true apex predator of his field of work, but I truly feel that I made a friend.’’
‘’Maykel was always professional and honest. He was always available day or night for all our questions. Its a stressful time buying a home and he made the application process painless. We would absolutely recommend Maykel Morales.’’
‘’Mr Morales was always reachable. He was there for me to explain deals of the contract I did not understand and helped me to negotiate the finer points of the contract with the seller and explained in details what I didn't understand about closing in Florida. It was my pleasure to meet him.’’
‘’Maykel helped me refinance my mortgage and found the perfect solution for our family's needs. Very responsive and on top of everything throughout the process. Highly recommended.’’
‘’Maykel did a great job of communicating and keeping the other providers involved in the transaction in-line and on time. He was a huge help in us getting our home closed on time!’’
‘’What made this experience so great, was the good communication and professionalism with which this transaction was carried out, very good attention and everything well detailed, I have no words to describe the good work that Maykel Morales did, thank you for everything.’’
‘’Maykel went above and beyond to be helpful and make the process as easy as possible. Whenever he needed a document he explained it thoroughly and made it easy to access and sign. He was always easy to get a hold of and communicate with. The process was quick and efficient with Maykel's help!’’
‘’When my husband and I refinanced our home we were beyond pleased to use Maykel Morales. He is not only very professional, but he will also make sure you are happy from beginning to end. We cannot thank him enough and I would very much recommend him to all my family and friends.’’
‘’Maykel explained everything in a way that was easy to understand. Very professional, experienced, and extremely helpful! I highly recommend.’’
‘’Maykel was great at understanding what we needed! Responded to messages right away and always made sure we were happy. I would highly recommend him!’’
‘’Maykel and his consummate team of mortgage professionals made the entire process from application to appraisal to underwriting to clear-to-close an amazingly easy journey without a worry in the world! Thank you so much for managing my loan process! I will not hesitate to recommend you, your team and your company to all my friends, customers and fellow real estate agents! Well done!’’
CUTTING EDGE TECHNOLOGY
With a Client Centered Approach
Purchasing or refinancing your home has never been simpler, quicker, and more secure than today with our cutting-edge technology. We put the power and control of your mortgage in the palm of your hands. Our easy-to-use system allows you to:
- Complete your application anywhere
- Securely upload documents
- Sign disclosures
- Track your loan progress
- Communicate with our team
- Get real live updates
- And much more!
PURCHASING A HOME?
Experience our easy qualify and quick close process
Need financing options on a home, or other real estate? Choosing a purchase loan product that matches your goals doesn't have to be stressful! Here at Affordable Home Loans, we make the process easier and faster with our straightforward communication, state of the art technology and guidance from one of our home loan experts.
Whether you are a first-time homebuyer, a repeat buyer or an investor, we will show you our extensive loan options so that you can clearly see the difference and choose the option that is right for you. Our streamline process and fast turn times can take you from contract to closing in 30 days or less.
NO LENDER FEES
Save An Average of $1,585*
We understand how important it is to save money. That's why when you choose to purchase or refinance with us, it will cost you less
because we don't charge the typical junk/lender fees.
No Underwriting Fee
Typical underwriting fee is
$990 per loan
No Processing Fee
Processing Fees range from
$495 to $895 per loan
No Application Fee
We have seen competitors
charge $495 plus per loan
* $1,585 savings is calculated by adding underwriting fee of $990 and processing fee of $595..
REFINANCING MADE EASY
Lower Your Interest Rate or Monthly Payment!
Refinancing could save you a considerable amount of money over the life of your loan and potentially improve your overall financial future. Typically, you refinance your mortgage to reduce your interest rate and monthly payment or change the length of your mortgage. You may also refinance to take cash out from your home's equity for those home improvement projects, or just to relieve some of those credit card debts.
No matter what your personal reason may be, we're here to help, with tools and knowledge that will help guide you along the way, making those goals easier to reach. Our refinancing process is simple and may be done in as little as 15-21 days.
LOAN OPTIONS
Finding You The Best Mortgage Option
As a mortgage broker we have a vast selection of loan options including, but not limited to residential loans, commercial loans,
reverse mortgages, down payment assistance, self-employment loans and many more.
EXCLUSIVE REALTOR® PARTNERSHIP
Fast Closings & Mind-Blowing Communication
You work hard to build your brand and grow your business. That is why it's crucial to work with a Mortgage company who consistently delivers outstanding results.
Below you will find a few of the great benefits you receive when working with our team of loan experts:
- Same Day and Weekend Pre-Approvals
- Co-Branded Online Portal to Track all Your Loans
- Ability to Update Pre-Approval Letter Anytime
- Real Live updates when a milestone has changed for your loan
- Exclusive Live Zoom room
- Closings in 16-30 days (Avg. 21 Days)
Ready to take your business to the next level? Give us a call or fill out the Realtor® Partner Request Form and we will get back to you promptly.
